+268 2417 1730 info@tig.co.sz


Swaziland Employee Benefit Consultants LogoSwaziland Employee Benefit Consultants (SEBC)


Swaziland Employee Benefit Consultants (Pty) Ltd (SEBC) is a member of the Tibiyo Insurance Group (TIG) and was established in 1985.

We are the retirement fund solution providers of choice for employers in Mbabane & Manzini, Eswatini and at present are entrusted with over E1.4 billion in assets under administration and advice. We are one of the largest private providers of retirement fund administration and consulting services in the Kingdom of Eswatini.

SEBC has recently been awarded an Investment Advisors license by the Financial Services Regulatory Authority. This will open a new chapter for the sector in Eswatini which will see the localization of these specialized services and allow funds in Eswatini to more effectively manage their investment processes. This service will be provided in partnership with South African based market leaders Alexander Forbes Asset Consultants.

SEBC enjoys significant technological dominance in the local market thanks to the advanced infrastructure that is used in administering our funds provided by Alexander Forbes. We currently operate a unitized investment platform that allows us to allocate actual investment returns earned by the fund to members retirement benefits. Our systems under the Sibaya Umbrella Fund offer life staged portfolios that invest individual members funds in an array of investment portfolios specially designed to meet the needs of members as they get older and their investment needs change.

List of Services

  • Fund Administration.
  • Fund Consulting.
  • Investment Advisory.
  • Retirement Planning.

Sibaya UmbrellaSibaya Benefit Umbrella Logo

The Sibaya Umbrella provides clients with an effortless, optimum, flexible and cost effective employee benefits solution. This retirement fund solution can be tailored to include administration of funds, maintenance of fund accounts, benefit consulting, actuarial services, insurance broking without the employer ever having to establish their own fund. This fund is the most advanced in Eswatini, providing monthly unitized life stage investment platform.

The Sibaya Umbrella Fund is the third largest fund in Eswatini with in excess of E520 Million in assets. It also is the most popular solution amongst new clients and has seen a number of standalone schemes opting for it due to its flexibility and ease of operation.