Personal Insurance Manzini & Mbabane
Personal Insurance is designed to provide insurance protection for individuals and includes the following
Covers residential buildings.
provides protection to private dwelling houses of inferior and of standard construction anywhere in Eswatini against fire, lightning, explosion, storm, earthquake, bursting/overflowing of water tanks, apparatus pipes including damage to apparatus, accidental impact to the exterior portion of the buildings, strike, riot, civil commotion and malicious damage, theft or attempted theft to be accompanied by actual forcible and violent entry into or exit from the buildings.
Covers residential contents
provides protection to your household goods and personal belongings being contents of private dwelling house against fire, lightning, explosion, storm, earthquake, bursting/overflowing of water tanks, apparatus pipes including damage to apparatus, accidental impact to the exterior portion of the buildings, strike, riot, civil commotion and malicious damage, theft or attempted theft.
A household insurance will normally contain various extensions at no additional cost.
PERSONAL ALL RISKS
Covers accident loss or damage to jewellery and other valuables on a worldwide basis.
provides protection for loss or damage to portable items such as laptops, cell phones, jewellery, sporting equipment, prescribed spectacles, watches etc.
Cover includes protection for legal liability for third party damages/claims.
provides protection against legal liability for third party claims incurred as a result of property damage and/or bodily injury including legal fees necessary to defend the insured against such claims.
Cover includes 24 hour protection for accidental death, disability, medical expenses.
provides 24 hour protection to the insured person for Accidental Death or Disablement anywhere in the world.
MOTOR VEHICLES INCLUDING CARAVANS, MOTORCYCLES AND TRAILERS.
Different options available for Motor Vehicle include:-
- Comprehensive (accidental damage) to own vehicles
- Third Party Fire and Theft
- Third Party Only.
provides protection to privately owned vehicles, caravans and trailers against accidental damage, theft, fire and third party property damage and liability.
PLEASURE CRAFT/MOTOR BOATS
Covers privately owned vessels.
provides protection to privately owned vessels pleasure crafts boats and ski boats used solely for domestic social and pleasure purposes against accidental loss or damage and third party liability within the territorial limits.
Covers privately owned aircraft.
provides cover for hull and third party liability.
Covers individuals whilst traveling.
provides cover for individuals for death, injury, illness, loss of luggage and flight cancellation costs.